Ensure 100% of your funds are backed by the U.S. Government

Setup a banking infrastructure that safeguards your money. Up to $2.75M of FDIC insurance across multiple banks. Protect the remaining balance in 100% government-backed US Treasuries.
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Earn up to (edit %%% percentage from the custom code section of site settings) yield investing in U.S. Treasury Bonds

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Multi-bank platform

Built so 100% of your funds are government backed

Spending Account
$250k FDIC Insurance
0% APR
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Cash Sweep Account
$2.5 million FDIC Insurance
3% APR
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U.S. Treasury
100% U.S. Government-backed
$4.5% APR
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Your funds will be held with Thread Bank and BNY Mellon Pershing*. BNY Mellon has $1.8 trillion assets under management.

Access up to $2.75 million of FDIC insurance

Deposits in BNY Mellon cash sweep account are insured up to $2.5 million.

Deposits in your Thread Bank account are insured up to $250k.

Safely store your money in U.S. Treasuries

U.S. Treasuries are issued by the U.S. Department of Treasury. Treasury securities are considered one of the safest investments because they are backed by the full faith and credit of the U.S. Government.
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Build a U.S. Treasury bond ladder

We will create a U.S. Treasury bond ladder that maximizes interest rates while ensuring you always have 6 months of working capital in liquid assets.

Issue unlimited cards in seconds

Issue unlimited virtual cards for you and your employees in seconds. Control spend before it happens by setting daily/monthly spend limits. Or create burner cards for one-time purchases.
Free ACH at 3-5 business days, $10 International Wire at 1-3 business days, $3 Wire at 1 business day, and free Check at 7-10 business days

Pay bills, collect W-9s, and file 1099-NECs

Pay bills via ACH, wire, and check. Automatically collect W-9s from vendors. At the end of the year, we file your 1099s.

Get a demo on demand

See how Every can help you optimize your banking stack.
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